APY = Annual Percentage Yield. Rates effective as of October 1, 2016. Fees may reduce earnings.

Kasasa Cash* See Details

Balance Rate APY
$0 - $25,000 2.00% 2.00%
$25,000+ 0.25% 2.00% to 0.60%
All balances if qualifications not met 0.01% 0.01%

Qualifications

It's so easy to qualify, you're probably already doing it! To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it! And if you don't meet the qualifications one month, don't worry — your Kasasa Cash account is still free. Plus, you can get right back to earning your rewards the very next month.

Kasasa Saver* See Details

Balance Rate APY
0 - $10,000 1.00% 1.00%
$10,000+ 0.25% 1.00% to 0.32%
Qualifications not met 0.02% 0.02%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it! Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base dividend rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Checking & Savings

Product Rate APY Minimum Opening Balance Minimum Required Membership Amount Dividends Compounded and Credited Dividend Period
Checking 0.000% 0.000% $5.00 $5.00 Monthly Monthly
Check Plus1 0.25% 0.25% $5.00 $5.00 Monthly Monthly
Savings 0.020% 0.020% $5.00 $5.00 Monthly Monthly
Youth Savings 0.020% 0.020% $5.00 $5.00 Monthly Monthly
Christmas Savings 0.747% 0.750% $5.00 $5.00 Monthly Monthly
Traditional & Roth IRA 0.100% 0.100% $5.00 N/A Monthly Monthly
Education IRA 0.100% 0.100% $5.00 N/A Monthly Monthly
College Fund 0.010% 0.010% $5.00 N/A Monthly Monthly

1Must meet monthly requirements

Traditional, Roth or Coverdell IRA Certificates See Details

Term Rate APY
1 Year 0.996% 1.00%
5 Years 1.985% 2.00%

Certificates See Details

Term Rate APY
6 month 0.250% 0.250%
1 Year 0.996% 1.00%
Years 9.996% 1.00%
Years 1.244% 1.250%
5 Years 1.985% 2.00%

Penalty for early withdrawal