Ready for any-time financing, but don't want to deal with credit card fees? A personal line of credit from Hawaii Pacific Federal is the answer! Like a credit card, the funds are approved ahead of time, for whenever you need them. If you don't need the funds right away, no problem. You only pay interest on what you use, when you use it. As you pay off your line, more credit becomes available. Best of all, you'll secure competitive rates that won't bust your budget.

  • Tap into a convenient, anytime source of cash
  • Convenient alternative to a lump sum term loan
  • Competitively low rates
  • Affordable monthly payments
  • Can be used to finance a wide range of one-time or ongoing needs
  • Immediate access to funds
  • Reuse without reapplying
  • Meet needs without cutting into personal savings
  • Interest charged on only what you use
  • Local decision-making and processing right here in Hawaii
  • Detailed, attentive service from start to finish