Have the funds you need, when you need them — a home equity line of credit (HELOC) turns the equity in your home into funds you can use on an ongoing basis. You pay interest only on the amount you use. And once you're approved, there's no need to reapply! Contact us today to see how your home equity can make your life easier.

  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • The interest paid might be tax deductible*
  • Local decision-making and processing right here in Hawaii
  • Detailed, attentive service from start to finish

*Consult a tax advisor.