Make plans for the future — and know that the funds you need will be there. A share certificate (CD) guarantees fixed-rate earnings at a higher rate than most standard savings accounts. Choose terms between 6 months to 5 years, depending on your needs. You'll enjoy peace of mind with federal insurance up to at least $250,000. Lock in your rate and wait for your funds to increase — guaranteed.

  • Set aside for future savings goals
  • Competitive, fixed rate for length of term
  • Greater earnings than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • A wide range of terms available (from 6 months to 5 years)
  • Locked rate for length of term
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $500 minimum deposit to open
  • Federally insured up to at least $250,000

Are you currently a member of Hawaii Pacific Federal Credit Union?