Boost your savings the easy way — free Kasasa Saver® connects to your free Kasasa Cash® or Kasasa Cash Back® checking to build your savings automatically. Each month you meet the easy qualifications on Kasasa Cash or Kasasa Cash Back, your rewards automatically transfer into Kasasa Saver. There they continue to grow by earning a competitive dividend rate! That’s the credit union difference and Kasasa® at Hawaii Pacific Federal.

Details
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
    • 1.00% APY* on balances up to $10,000
    • 1.00% to 0.32% APY on balances over $10,000 depending on balance in account*
    • 0.02% APY* if qualifications aren't met
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Free eStatements
  • Free mobile banking
  • Free debit card
  • $5 minimum deposit to open

Easy Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it! Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base dividend rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Kasasa Saver with Kasasa Cash

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your Kasasa Saver account on the last day of the current statement cycle: Kasasa Saver: Tier 1: A dividend rate of 1.00% APY will be paid on the portion of your daily balance that is less than or equal to $10,000.  Tier 2: A dividend rate of 0.25% APY will be paid on the portion of your daily balance that is greater than $10,000. The annual percentage yield will range from 1.00% to 0.32% depending on the balance in the account.  For regulatory purposes, our APY calculations are based on an assumed Tier 1 balance of $10,000 plus a Tier 2 balance of $100,000 stated as total account balance of $110,000. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.02% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.01% APY. *When linked to the Kasasa Saver account, the dividends earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs.  Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $5 minimum deposit is required to open Saver account and $100 minimum deposit is required to open Cash account. Monthly enrollment in online banking, receipt of electronic statements, and have 12 debit transactions post are conditions of these accounts. Enrollment in electronic services (e.g. online banking and electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 Kasasa checking account  per social security number. This account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Saver with Kasasa Cash Back

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your Kasasa Saver account on the last day of the current statement cycle: Kasasa Saver: Tier 1: A dividend rate of 1.00% APY will be paid on the portion of your daily balance that is less than or equal to $10,000.  Tier 2: A dividend rate of 0.25% APY will be paid on the portion of your daily balance that is greater than $10,000. The annual percentage yield will range from 1.00% to 0.09% depending on the balance in the account.  For regulatory purposes, our APY calculations are based on an assumed Tier 1 balance of $10,000 plus a Tier 2 balance of $100,000 stated as total account balance of $110,000. Kasasa Cash Back: 3% cash back on up to a total of $300 of PIN-based and signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $9 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.02% APY. Kasasa Cash Back: No cash back payments are made. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $5 minimum deposit is required to open Kasasa Saver account and $100 minimum deposit is required to open Cash Back account. Monthly Log-on in online banking, monthly receipt of electronic statements and have 12 debit transactions post are conditions of these accounts. Enrollment in electronic services (e.g. online banking an, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 Kasasa checking account per social security number. This account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.